Helping You Face Cancer
Supporting Kiwis through Health and Life Insurance in partnership with Gut Cancer Foundation.
PIC Insurance Brokers believe that no New Zealander facing a cancer diagnosis should have to worry about delays, costs, or access to care.
That’s why they are working alongside the Gut Cancer Foundation to help more Kiwis understand the critical role Health and Life Insurance can play, especially when it comes to gut cancers, among the most common and deadliest forms in New Zealand.
Please fill in the form below if you would like to talk about insurance options.
About Insurance in a Public Healthcare System
New Zealand’s public health system provides important services. But when it comes to cancer care, the reality is:
Wait times are growing
Delays in diagnosis, specialist consults, and surgery can reduce treatment effectiveness.
Not all treatments are funded
Some of the most advanced and effective cancer medications and diagnostics are not covered by Pharmac, New Zealand’s drug-funding agency.
You may not have choices
Without private cover, your treatment options and timelines may be limited to what is available publicly.
Public care has limits
Follow-up care, second opinions, alternative and overseas treatments, as well as travel and accommodation, are often not included.
When it comes to cancer, timing and treatment options are critical. Insurance can help bridge these gaps.
How Health & Life Insurance can help
With the right insurance in place, you can:
Access Non-Pharmac Medications
Many modern cancer treatments are not publicly funded. Insurance helps cover costs of Medsafe-approved drugs, even when not subsidised by Pharmac.
Skip the Wait Times
Start your cancer journey sooner with access to private specialists, diagnostics, and treatment where early action can mean better outcomes.
Choose Your Own Medical Team
Select trusted doctors, surgeons, and treatment facilities based on quality and experience, not just availability.
Relieve Financial Pressure
Insurance helps cover:
Major diagnostic tests
Surgical treatments (inpatient/outpatient, oral, reconstructive, prophylactic, sterilisation-related)
Non-surgical hospital costs
Drug or radiotherapy treatments extending life expectancy
Dental care required due to cancer treatment
Home nursing care
Post-hospital recovery support
Genetic testing, counselling, support services
Transport and accommodation for the patient and a support person
Even if treatment is received in the public system, insurance may cover any additional uncovered expenses or provide a hospital admission cash benefit.
Protect Your Income and Future
Life and Trauma Insurance provides a lump-sum payout on diagnosis. This can support:
• Mortgage or rent payments
• Everyday living costs
• Family needs if you're unable to work
Global and Alternative Support
Insurance may also include:
• Second opinions
• Covered treatment in Australia
• Medical tourism support
• Treatment abroad if unavailable in NZ within 6 months
• Return-to-NZ costs for expats needing care back home
• Funeral support
• Medical misadventure compensation
Get in Touch
PIC Insurance Brokers, offer experienced, compassionate advice tailored to your health and life situation. Their goal is to help you and your whānau feel confident and supported at every stage.
If you would like PIC Insurance Brokers to get in touch with you to discuss insurance options, please fill out this form
Donate to GCF today
We appreciate any support you can give to help fund clinical research and raise awareness of gut cancers.